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COMMERCIAL LAW

American Institute of Banking

Section American Bankers Association

110 East 42 Street     New York City


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Copyright, 1921
by
American Institute of Banking


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PREFACE

The Institute standard course of study in "CommercialLaw" is not intended to make lawyers, but simply toimpart to bankers sufficient knowledge of law to enablethem to act in accordance with established legal principles,and refer doubtful questions to a lawyer. It is not usurpingthe functions of a lawyer for a banker to know his legal rightsand responsibilities. The banker who does not appreciate theimportance of this knowledge, eventually learns from experience,sad or otherwise, that he has neglected an importantpart of the training necessary to carry on his business withsafety and confidence. This text-book is based on the splendidwork, originally prepared for the Institute, by Samuel Williston,Weld Professor of Law in Harvard Law School. To thisoriginal matter, however, much new material has been added,cases have been cited, and new chapters on Master and Servant,Estates and Trusts, Bills and Notes, and Torts andCrimes added. The work of preparing "Commercial Law"has been done jointly by Richard D. Currier, President of theNew Jersey Law School, and Richard W. Hill, member of theNew York Bar and Secretary of the American Institute ofBanking. The main purpose of this book is to teach bankersto recognize the danger signals in law, when they appear, andthus be able to distinguish between law and law suits.


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INSTITUTE PLATFORM

Resolution adopted at the New Orleans Conventionof the American Institute of Banking, October 9, 1919:

"Ours is an educational association organized forthe benefit of the banking fraternity of the country and withinour membership may be found on an equal basis both employeesand employers; and in full appreciation of the opportunitieswhich our country and its established institutionsafford, and especially in appreciation of the fact that theprofession of banking affords to its diligent and loyal membersespecial opportunities for promotion to official and managerialpositions, and that as a result of the establishment and maintenanceof the merit system in most banks a large numberof Institute members have through individual applicationachieved marked professional success, we at all times andunder all circumstances stand for the merit system and forthe paying of salaries according to the value of the servicerendered.

"We believe in the equitable cooperation of employeesand employers and are opposed to all attempts to limit individualinitiative and curtail production, and, insofar as ourprofession is concerned, are unalterably opposed to any planpurporting to promote the material welfare of our members,individually or collectively, on any other basis than that ofefficiency, loyalty and unadulterated Americanism."


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